A couple cyclists in this bunch caught my eye one morning commute (as a matter of fact, hats off to all of them)!
His: Dark denim jeans, plaid cotton shirt, fire engine red socks, polished brown leather dress shoes (and cutie in a hat in front of him).
But really, it's all about the socks.
Hers: Flowing, layered skirt in shades of violet with cool helmet and black pumps.
That's the way we do it!